Many people struggle with retirement planning because they prioritize other immediate, often pressing, financial needs. Saving for retirement requires investing for decades without seeing immediate results. And even among those with available income to put away, it can be overwhelming to navigate and optimize the various savings alternatives.
Employers can play a critical role in encouraging people to save by offering tools and resources to help employees navigate these decisions, as well as designing plans that make it easier to invest and earn adequate returns.
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Additionally, for more information, read the following series to learn how employers can help influence how much employees save for retirement.